Success stories

Real families. Real numbers. Real peace of mind.

Names and a few details are changed for privacy. The plans and outcomes are real.

Ramesh Transport

Fleet Operator · 18 Heavy Commercial Tippers

Before: Tipper overturned near Bilaspur bypass. Insurer repudiated ₹7.2 Lakh claim claiming delayed intimating and overloading suspicion.
The plan: NICE took over surveyor liaison, audited loading toll data, submitted weighbridge receipts, and cited IRDAI circular on genuine claims.
Today: Full ₹6.85 Lakh cashless claim sanctioned directly to authorized workshop. Vehicle back on highway in 14 days.

₹6.85L

recovered after denial

Dr. Alok Verma

Senior Physician · Private SUV & Health Policies

Before: Car met with an accident due to highway animal crossing. Local surveyor applied 40% depreciation on fiber & metal components.
The plan: NICE audited the policy schedule, highlighted active Zero-Depreciation and Consumables endorsements, and requested re-inspection.
Today: Depreciation deduction reduced to ₹0. Settled with zero out-of-pocket expenses except standard ₹1,000 compulsory deductible.

100%

parts cost covered

Sharma Family

Raipur · Cardiac Emergency Hospitalization

Before: TPA denied cashless admission citing lack of pre-existing condition records, forcing cash deposit of ₹2.5 Lakh.
The plan: NICE emergency claims desk coordinated with treating cardiologist in Raipur and escalated medical logs directly to the insurer head office.
Today: Cashless approval granted within 4 hours. Final hospital discharge completed with zero deposit deduction.

4 hrs

cashless re-approval