Claims & Insurance Desk
Know your policy rights. Settle claims with confidence.
Practical, battle-tested guidance from NICE insurance experts based in Raipur, Chhattisgarh.
Knowledge Paths
Commercial Fleet & Tipper Protection
6 lessons · 20 min
IMT-23 endorsement, multi-axle vehicle risks, bulk fleet premium reduction, and avoiding demurrage.
Ask AI about this →Zero Dep & Private Motor Masterclass
5 lessons · 18 min
Bumper-to-bumper vs comprehensive, engine protector, consumables, and protecting 50% NCB.
Ask AI about this →Cashless Health & Mediclaim Guide
7 lessons · 25 min
TPA admission pre-authorizations, fighting room rent caps, co-pay traps, and super top-ups.
Ask AI about this →Accident Claims & Surveyor Protocol
6 lessons · 22 min
What to document at the spot, FIR necessity vs police DDR, surveyor rights, and IRDAI rules.
Ask AI about this →Overturning Rejected Insurance Claims
5 lessons · 20 min
Audit rejection reasons, technical appeal drafting, and escalation to the Insurance Ombudsman.
Ask AI about this →Factory, Fire & Transit Liability
6 lessons · 24 min
Bharat Sookshma Udyam, marine transit cargo policies, and workmen compensation liabilities.
Ask AI about this →Featured Claims Advisory Reads
Accident
Immediate 5 steps to take at the accident spot before calling your insurer
4 min
Motor
Why an insurer cannot reject your claim merely for delayed notice (Supreme Court ruling)
5 min
Health
How to eliminate out-of-pocket deductions on hospital bills
6 min
Fleet
IMT-23 Explained: Why every tipper and excavator owner needs it
5 min
Legal
IRDAI turnaround times: What surveyors must comply with
4 min
Renewal
How to retain 50% NCB even when transferring to a new car
5 min